Archive for the ‘Uncategorized’ Category

February 6, 2015 Leave a comment

Camilo Concha is the founder and CEO of LendingUSA, a technology-driven direct-to-consumer and point of sale financing solution for medical practices, specialty retailers, legal firms, and more. A graduate of California State University with a Bachelor of Arts in Business Administration and of UCLA’s Anderson  School of Business, he is an experienced leader and entrepreneur.

Mr. Concha has raised over $150 million in investment capital to facilitate LendingUSA’s aggressive growth. The company, which has expanded exponentially since launching in 2014, offers the first truly merchant-friendly financing solution, with competitive fees and fast loan decisions offered through a proprietary lending portal. LendingUSA’s unique approach makes it a money-saving solution for merchants and a more convenient financing option for their customers.

As part of his mission to make LendingUSA the premier point-of-sale financing provider in the United States, Mr. Concha has personally recruited a number of experienced senior executives with deep insight into the lending industry. These executives include Mike Testa, former President of CareCredit and current President of LendingUSA. Under Mr. Testa’s leadership, CareCredit grew from handling $100 million a year in annual loan volume to almost $5 billion.

Mr. Concha is committed to building successful businesses through innovative practices and expert leadership. He is a member of the Young Presidents Organization, a community of business leaders whose members employ more than 15 million people around the world.

Categories: Uncategorized

Family Law

August 20, 2013 Leave a comment

Family Law:

Family law encompasses all aspects of family relations. Family law includes adoption, child custody and visitation, children’s rights, child support, spousal support (alimony), separation agreements, divorce (dissolution of marriage), marital property division (equitable division), estate planning and trusts, insurance, cohabitation agreements, pre-marital (pre-nuptial) agreements, marriage and other legal issues that involve the family.


Consequences of Family Law:

Issues in family law can be very complicated. For example, divorce issues can be difficult to figure out because when there is no prenuptial agreement signed before the marriage, it can be difficult to figure out who gets the assets. Child custody can also be devastating and lead to a multitude of arguments and disputes. Child custody is the rights and responsibilities that one parent carries towards a child. This not only includes physically keeping a child, but also the obligations for the child’s wellbeing such as authority, religion, education and health care. At times, spouses settle child custody issues among  themselves and out of court in a private agreement.


What a Family Law Lawyer can do for you:

A knowledgeable family lawyer can be helpful during a major life event or change. Consulting with a family lawyer can help families settle disputes in the case of divorces, child placements, spousal or child abuse, domestic violence or other major family law issues.


About Camilo Concha:

Camilo Concha, is the founder of Attorney Search Network, a  Lawyer Referral Service in California certified by the California State Bar and meets all the American Bar Standards as a Lawyer Referral Service. Attorney Search Network has been in business for over 11 years.

Categories: Uncategorized

Understanding Search Engine Optimization, By Camilo Concha

September 11, 2012 Leave a comment

Serving as owner and Managing Partner of Marketing Holdings for over a decade, I have helped numerous clients establish effective and well-managed online marketing and advertising strategies. One key aspect of Internet marketing is search engine optimization (SEO), which allows businesses to drive web traffic through higher search engine rankings.

With many competitors in a limited market space vying for high Google rankings, the SEO process is complex and time-consuming. A coordinated SEO approach requires creating and continuously updating online keywords that will drive visitors to your site. These selected keywords should be industry relevant and inserted in your content in a natural and judicious way. Through strategic site linking and frequently updated online content, you can raise your company’s ranking in Google and Yahoo searches.

Keep in mind that SEO marketing is not an overnight process, but rather requires a complex understanding of the algorithms Google uses in selecting sites at the top of search engine rankings. To run an effective SEO campaign, be prepared to stick with your strategy for the long haul, partnering with a professional service that optimizes your approach through staying up-to-date on new techniques.

About the Author:

With a Business Administration degree earned at California State University, Northridge, Camilo Concha has led Encino, California-based Marketing Holdings since 1999.

An Interview with Camilo Concha about the DAI Group

August 10, 2011 Leave a comment

Q: What is the DAI Group?

Mr.Concha: DAI stands for Distressed Asset Investments. The DAI Group invests in distressed and otherwise undervalued real estate throughout California.

Q: What is a distressed asset?

Mr.Concha: Distressed assets have a depressed value due not to the conditions of the market, but rather to the issuer. For example, when an issuer defaults on loans for a commercial space, that space then becomes a distressed asset with a lower than average value.

Q: How does the DAI Group make money from distressed assets?

Mr. Concha: The employees at DAI represent a wealth of real estate, structured finance, and acquisitions experience. Capitalizing on our unique skills, we obtain distressed real estate at low prices and work within a network of highly specialized companies to keep costs to a minimum and return the property to the market.

Q: What makes DAI unique among other distressed asset investment firms?

Mr. Concha: Our tight-knit network of knowledgeable real estate and finance professionals permits us to handle the investment in-house for the entirety of its lifespan at DAI. This streamlined process saves a significant amount of time and expense. Through this efficient management and our attention to detail, an important asset to any investment firm, we maximize our returns on investments in ways that other firms are unable to do.

Q: What sort of property does DAI purchase?

Mr.Concha: The DAI Group invests in commercial and residential properties, including multi-family buildings, apartments, condominiums, and single-family homes. We also invest in debt values with significant intrinsic value.

Q: How does the DAI Group find its investments?

Mr.Concha: We maintain connections with several real estate agents and also have done deals with JPMorgan Chase, Wells Fargo, Citigroup, Bank of America, and Goldman Sachs, in addition to other banks. Through this agreement, we often buy distressed properties in bulk and at the court house steps.

Q: How does DAI value its investments?

Mr. Concha: The DAI Group conducts thorough property evaluations, which include a Uniform Residential Appraisal Report and a Broker Price Opinion. With this information, we ascertain the property’s current value and its potential value once repaired.

Q: What companies does DAI work with?

Mr.Concha: Among others, we enjoy partnerships with 360 Realty Solutions, Attorney Search Network, and Metro States Mortgage. I encourage anyone interested to learn more about these companies online.

Camilo Concha on Marketing Holdings: Part 1

As the owner and managing partner of Marketing Holdings, Camilo Concha possesses a unique understanding about leveraging the power of the Internet to propel businesses forward. In the course of his career, Mr. Concha has created and built multiple Internet-based businesses, and he shares his expertise with other companies seeking to do the same via Marketing Holdings.

Q: What types of services does Marketing Holdings offer its clients?

A: Our goal is to help our clients grow using Internet marketing techniques. Which strategies we deploy on our clients’ behalf depend largely on our analysis of business models, competition, and market elements.

Q: Can you describe some of the strategies you use?

A: One of the industry buzzwords you will hear quite a bit right now is search engine optimization, or SEO. Essentially, we help make our clients’ websites easily locatable by search engines. The best way to illustrate this is by example. Say that you are a personal injury lawyer in Los Angeles and you would like to show up on the first page of Google results when someone searches the terms “injury attorney Los Angeles.” We help you optimize elements of your web pages so that you show up in the first page or two as search engine users rarely look beyond the first few pages of results to find what they seek.

Q: Is SEO something companies can do for themselves?

A: Some do; however, search engines are always changing the algorithms that determine which sites rise to the top of their results. Marketing Holdings stays abreast of the latest SEO techniques. We also have a firm understanding of how people search the Internet, and we know which keywords they enter into searches. This knowledge helps our clients maximize their search engine results.

By Camilo Concha

Camilo Concha on Marketing Holdings: Part 2

Owner and managing partner of Marketing Holdings, Camilo Concha, recently discussed how his company helps businesses harness the power of the Internet to increase their visibility.

Q: You provide search engine optimization (SEO) for companies, but are there other ways you can help them increase their Internet visibility?

A: Many of our clients glean great results from Pay Per Click advertising.

Q: Can you explain how Pay Per Click marketing works?

A: When you use a search engine, you get two or three different sets of results. Take a look at Google; if you are looking for a personal injury lawyer in Los Angeles, and you use “injury attorney Los Angeles” as your search terms, you will notice three listings in a colored square at the top of the page. These are paid listings. Under those listings, you will see the “organic” listings, which result from the keyword search. On the right, you will also notice ads. These are Google’s Pay Per Click marketing ads. Many other websites have similar programs.

Q: What benefits do Pay Per Click programs offer advertisers?

A: The ads are targeted to an audience searching specific keywords, so companies get their results in front of the people who already have an interest in the products or services they provide. Not only that, but as soon as the campaign goes live, qualified leads can find you. Perhaps best of all, Pay Per Click advertising only costs you money for people who click on your link. You do not have to pay for the people who see your link and pass on it. What this means for you is that when someone comes to your site, they have a strong interest in the product or service you offer. If you have an effective website, then there is a good chance you will have the opportunity to convert the advertising money you spent getting them there into a sale.

By Camilo Concha

360 Realty Solutions

February 28, 2011 Leave a comment

by Camilo Concha

In my Southern California enterprise, I oversee a series of vertical websites focused on a variety of consumer interests. In addition to founding, I created 360 Realty Solutions, which assists home buyers with finding real estate agents and financing their purchases.

With an abundance of online real estate choices, consumers may not know who to contact. First-time home buyers especially may find it difficult to determine which website to trust.

360 Realty Solutions provides assistance with financing home purchases, as well as finding properties. The site’s services include real estate purchase, refinance, short sale, loan modification, a selection of prescreened Realtors, and a free home valuation.

If you have recently lost your job or find yourself unable to make mortgage payments for other reasons, you can contact 360 Realty Solutions and request that the company buy your home from you for cash. Another option available to home sellers is a short sale, which means selling a home for less than what the owner owes the lender on the mortgage. The team at 360 Realty Solutions, which includes experienced attorneys, will negotiate a short sale on a seller’s behalf.

For home owners who would like to keep their residence, 360 Realty Solutions can work with them to obtain a loan modification, which means changing the terms of the mortgage or home loan to make it affordable for the borrower. The company’s negotiators work with lenders to reduce monthly payments and seek to have lenders either forgive outstanding balances or add them to the end of the principal amount.

As with other services offered by 360 Realty Solutions, consumers looking to purchase a home can contact the company through the website by filling out a form. Prospective home buyers who do not have a preferred real estate agent can request a referral through 360 Realty Solutions, which has listed agents based on experience, board records, and results, among other credentials.

Home buyers seeking financing may contact 360 Realty Solutions to understand the variety of loan options available to people with their credit profile. Home owners who feel their mortgage terms no longer meet their needs or wish to find a lower mortgage interest rate can work with 360 Realty Solutions to learn about refinancing opportunities.

Home sellers can contact the company to determine the value of their property as well. At no cost to the client, the firm will provide an estimate based on information the home owner submits online. 360 Realty Solutions promises to keep submitted data confidential.